Find out the projected monthly maintenance cost for the Volvo XC90 2.Generation Recharge Plug-in Hybrid T8 Polestar Performance Inscription Expression AWD Geartronic with tax, running costs, insurance and workshop costs.
If you are interested in leasing a Volvo XC90 2.Generation Recharge Plug-in Hybrid T8 Polestar Performance Inscription Expression AWD Geartronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 691.91
€ with 10000 km mileage per year, there are fixed leasing costs of 33330.68 €. The vehicle has only 32000 kilometers, but this may result in limited warranty coverage (manufacturer dependent). The insurance costs for the Volvo XC90 2.Generation Recharge Plug-in Hybrid T8 Polestar Performance Inscription Expression AWD Geartronic are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 3 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The high average depreciation of the Volvo XC90 2.Generation Recharge Plug-in Hybrid T8 Polestar Performance Inscription Expression AWD Geartronic amounting to 825 € per month (for use over 5 years) is due not least to the high gross list price of 106476 €. On average, the Volvo XC90 2.Generation Recharge Plug-in Hybrid T8 Polestar Performance Inscription Expression AWD Geartronic trades for 82769 €, the offered vehicle has a gross list price of 106476 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 691.91 € per month for a term of 48 months, the Volvo XC90 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 119 €. Dividing the total costs (leasing costs + fixed costs = 33330.68 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 106476 €, you get the leasing factor. With this Volvo XC90 results in an effective leasing factor of 0.91, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
33.211,68 €
Transfer / Approval
119,00 €
Total cost
33.330,68 €
Total cost
33.330,68 €
Runtime
48 Months
Leasing rate
691,91 €
(581,44 € netto)
Effective leasing rate
694,39 €
(583,52 € netto)
Kaufpreis
75.890,00 €
Leasing factor
0.91
Effective leasing rate
0.91
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 691.91 €, the Volvo XC90 2.Generation Recharge Plug-in Hybrid T8 Polestar Performance Inscription Expression AWD Geartronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Volvo XC90, the monthly vehicle tax is very low at 3 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount to 135 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 106476 €. A plus point with this offer: the transfer and registration costs are a slim 119 € ( one-time). The final assessment of this offer: rather high cost per kilometer (0.83 EUR) meets a rather high effective leasing factor of 0.91. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
19.895,00 €
Fixed operating costs
19.895,00 €
Lease payments Total
33.211,68 €
Total cost
53.106,68 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,83 €
Cumulative total cost / Km
0,83 €
∅ Cost / km
0,74 €
Leasing factor
0.92
from593,81 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €