Find out the projected monthly maintenance cost for one BMW 3er-Reihe G20/G21/G80 320d Touring Sport Line xDrive Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW 3er-Reihe G20/G21/G80 320d Touring Sport Line xDrive Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 849 €.
With a lease term of 48 months and a monthly lease payment of 612.85
€ with 10000 km mileage per year, there are fixed leasing costs of 30515.8 €. The insurance costs for the BMW 3er-Reihe G20/G21/G80 320d Touring Sport Line xDrive Steptronic are extremely high at around 160 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 23 €. The high average depreciation of the BMW 3er-Reihe G20/G21/G80 320d Touring Sport Line xDrive Steptronic amounting to 644 € per month (for use over 5 years) is due not least to the high gross list price of 59820 €. On average, the BMW 3er-Reihe G20/G21/G80 320d Touring Sport Line xDrive Steptronic trades for 56470 €, the offered vehicle has a gross list price of 59820 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 612.85 € per month for a term of 48 months, the BMW 3er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1099 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 30515.8 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 59820 €, you get the leasing factor. This BMW 3er-Reihe gives an effective leasing factor of 1.06, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
29.416,80 €
Transfer / Approval
1.099,00 €
Total cost
30.515,80 €
Total cost
30.515,80 €
Runtime
48 Months
Leasing rate
612,85 €
(515,00 € netto)
Effective leasing rate
635,75 €
(534,24 € netto)
Bruttolistenpreis
59.820,00 €
Leasing factor
1.02
Effective leasing rate
1.06
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 612.85 €, the BMW 3er-Reihe G20/G21/G80 320d Touring Sport Line xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW 3er-Reihe the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount to just 107 € monthly, as the vehicle is very economical. Added to this are insurance costs of 160 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 59820 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1099 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.76 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
18.571,00 €
Fixed operating costs
18.571,00 €
Lease payments Total
29.416,80 €
Total cost
47.987,80 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,76 €
Cumulative total cost / Km
0,76 €
∅ Cost / km
0,74 €
Leasing factor
0.92
from593,81 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €