Insurance costs for the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG over a useful life of 5 years is 380 € per month. On average, the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG trades for 35334 €, the offered vehicle has a gross list price of 45340 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 0 € per month for a term of 48 months, the VW T-Roc offer is a very good deal. But is it a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 1000 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 45340 €, you get the leasing factor. This VW T-Roc results in an effective lease factor of 0.05, so it's a relatively inexpensive lease vehicle and a real lease deal.
Leasing rates / 48 months
0,00 €
Transfer / Approval
1.000,00 €
Total cost
1.000,00 €
Total cost
1.000,00 €
Runtime
48 Months
Leasing rate
0,00 €
(0,00 € netto)
Effective leasing rate
20,83 €
(17,50 € netto)
Bruttolistenpreis
45.340,00 €
Leasing factor
0
Effective leasing rate
0.05
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG is, after all, a very affordable car from the outset with a monthly leasing rate of 0 €. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 138 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (45340 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1000 €.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months). The final assessment of this offer: The low cost per kilometer is 0.03 € which makes this offer a real leasing deal in relation to the very low effective leasing factor of 0.05.
Costs p.a. (excl. leasing)
14.200,00 €
Fixed operating costs
14.200,00 €
Lease payments Total
0,00 €
Total cost
14.200,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,03 €
Cumulative total cost / Km
0,03 €
∅ Cost / km
0,02 €
Leasing factor
0
from0,00 €
∅ Cost / km
0,00 €
Leasing factor
0
from0,00 €
∅ Cost / km
0,00 €
Leasing factor
0
from0,00 €