VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) - Costs
Monthly costs for VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang)
The insurance costs for the VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang)
are on average high with approx. 78 € per month.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) trades for 22300 €, the offered vehicle has a gross list price of 30674 €.
VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) Total cost & lease factor
Calculation basis
The lease payment is 229 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 2352 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 13344 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 30674 €, you get the leasing factor. This VW Polo gives an effective leasing factor of 1.12, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
10.992,00 €
Transfer / Approval
2.352,00 €
+
Total cost
13.344,00 €
Leasing factor
Total cost
13.344,00 €
Runtime
48 Months
÷
Leasing rate
229,00 €
(192,44 € netto)
Effective leasing rate
278,00 €
(233,61 € netto)
Kaufpreis
24.790,00 €
Leasing factor
0.92
Effective leasing rate
1.12
VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 229 €, the VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (30674 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 2352 €. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.33 € in connection with the, however, poor effective leasing factor of 1.12 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
14.784,00 €
Actual cost / Km
Fixed operating costs
14.784,00 €
Lease payments Total
10.992,00 €
+
Total cost
25.776,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,33 €
Cumulative total cost / Km
0,33 €
Price development leasing VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang)
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