VW Golf VIII GTE DSG - Costs
Monthly costs for VW Golf VIII GTE DSG
The insurance costs for the VW Golf VIII GTE DSG
are on average high with approx. 97 € per month.
The monthly tax is only 2 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII GTE DSG over a useful life of 5 years is 376 € per month. On average, the VW Golf VIII GTE DSG trades for 44255 €, the offered vehicle has a gross list price of 49065 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Golf VIII GTE DSG Total cost & lease factor
Calculation basis
The lease payment is 389 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3970 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 22642 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 49065 €, you get the leasing factor. This VW Golf results in an effective leasing factor of 1.36, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
18.672,00 €
Transfer / Approval
3.970,00 €
+
Total cost
22.642,00 €
Leasing factor
Total cost
22.642,00 €
Runtime
48 Months
÷
Leasing rate
389,00 €
(326,89 € netto)
Effective leasing rate
471,71 €
(396,39 € netto)
Kaufpreis
34.760,00 €
Leasing factor
1.12
Effective leasing rate
1.36
VW Golf VIII GTE DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 389 €, the VW Golf VIII GTE DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Golf, the monthly vehicle tax is very low at 2 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount to just 106 € monthly, as the vehicle is very economical. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 49065 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3970 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.57 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
17.698,00 €
Actual cost / Km
Fixed operating costs
17.698,00 €
Lease payments Total
18.672,00 €
+
Total cost
36.370,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,57 €
Cumulative total cost / Km
0,57 €
Price development leasing VW Golf VIII GTE DSG
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