Find out the monthly maintenance cost for one VW Golf VIII GTD DSG with tax, running costs, insurance and workshop costs. If you would like to lease a VW Golf VIII GTD DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €. With a lease term of 48 months and a monthly lease payment of 365 € with 10000 km mileage per year, there are fixed leasing costs of 17520 €. The insurance costs for the VW Golf VIII GTD DSG are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 23 €. The average depreciation of the VW Golf VIII GTD DSG over a useful life of 5 years is 450 € per month. On average, the VW Golf VIII GTD DSG trades for 41530 €, the offered vehicle has a gross list price of 39580 €.
The lease payment is 365 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.92, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
17.520,00 €
Transfer / Approval
0,00 €
Total cost
17.520,00 €
Total cost
17.520,00 €
Runtime
48 Months
Leasing rate
365,00 €
(306,72 € netto)
Effective leasing rate
365,00 €
(306,72 € netto)
Bruttolistenpreis
39.580,00 €
Leasing factor
0.92
Effective leasing rate
0.92
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 365 €, the VW Golf VIII GTD DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW Golf the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 39580 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.44 EUR) meets a rather high effective leasing factor of 0.92. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
15.360,00 €
Fixed operating costs
15.360,00 €
Lease payments Total
17.520,00 €
Total cost
32.880,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,44 €
Cumulative total cost / Km
0,44 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €
∅ Cost / km
0,43 €
Leasing factor
0.99
from359,00 €