smart #3 1. Generation Keith Haring Edition - Costs
Monthly costs for smart #3 1. Generation Keith Haring Edition
Find out the monthly maintenance cost for the smart #3 1. Generation Keith Haring Edition with tax, running costs, insurance and workshop costs. If you would like to lease a smart #3 1. Generation Keith Haring Edition, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 850 €. With a lease term of 48 months and a monthly lease payment of 462.55 € with 5000 km mileage per year, there are fixed leasing costs of 23052.4 €. The insurance costs for the smart #3 1. Generation Keith Haring Edition are quite expensive at around 146 € per month and the costs for novice drivers are likely to be quite a bit higher. The average depreciation of the smart #3 1. Generation Keith Haring Edition over a useful life of 5 years is 456 € per month. On average, the smart #3 1. Generation Keith Haring Edition trades for 48990 €, the offered vehicle has a gross list price of 48490 €.
smart #3 1. Generation Keith Haring Edition Total cost & lease factor
Calculation basis
With a lease rate of 462.55 € per month for a term of 48 months, the smart #3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 850 €. Dividing the total costs (leasing costs + fixed costs = 23052.4 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 48490 €, you get the leasing factor. With this smart #3 results in an effective leasing factor of 0.99, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
22.202,40 €
Transfer / Approval
850,00 €
+
Total cost
23.052,40 €
Leasing factor
Total cost
23.052,40 €
Runtime
48 Months
÷
Leasing rate
462,55 €
(388,70 € netto)
Effective leasing rate
480,26 €
(403,58 € netto)
Bruttolistenpreis
48.490,00 €
Leasing factor
0.95
Effective leasing rate
0.99
smart #3 1. Generation Keith Haring Edition Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 462.55 €, the smart #3 1. Generation Keith Haring Edition is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount only 110 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 146 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 48490 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 850 € (one-time). The final assessment of this offer: rather high cost per kilometer (4.62 EUR) meets a rather high effective leasing factor of 0.99. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 48 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
18.466,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
18.466,00 €
Lease payments Total
22.202,40 €
+
Total cost
40.668,40 €
Total kilometers
4.992,00
÷
Cost / Km (only leasing)
4,62 €
Cumulative total cost / Km
4,62 €
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