With a lease rate of 409 € per month for a term of 36 months, the Citroen C5 X offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Citroen C5 X results in an effective leasing factor of 1, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
14.724,00 €
Transfer / Approval
0,00 €
Total cost
14.724,00 €
Total cost
14.724,00 €
Runtime
36 Months
Leasing rate
409,00 €
(343,70 € netto)
Effective leasing rate
409,00 €
(343,70 € netto)
Kaufpreis
40.890,00 €
Leasing factor
1
Effective leasing rate
1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 409 €, the Citroen C5 X 1. Generation Hybrid 225 Stop&Start Shine e-EAT8 is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs,. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.98 EUR) meets a rather high effective leasing factor of 1. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
0,00 €
Fixed operating costs
0,00 €
Lease payments Total
14.724,00 €
Total cost
14.724,00 €
Total kilometers
14.976,00
Cost / Km (only leasing)
0,98 €
Cumulative total cost / Km
0,98 €
∅ Cost / km
0,74 €
Leasing factor
0.92
from593,81 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €