The leasing rate is 1035 € per month with a term of 48 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW 4er-Reihe is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 54180 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 92890 €, you get the leasing factor. This BMW 4er-Reihe results in an effective leasing factor of 1.22, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Leasing rates / 48 months
49.680,00 €
Transfer / Approval
4.500,00 €
Total cost
54.180,00 €
Total cost
54.180,00 €
Runtime
48 Months
Leasing rate
1.035,00 €
(869,75 € netto)
Effective leasing rate
1.128,75 €
(948,53 € netto)
Bruttolistenpreis
92.890,00 €
Leasing factor
1.11
Effective leasing rate
1.22
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 1035 €, the BMW 4er-Reihe G22/G23/G26/G82/G83 M440i Gran Coupe xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs,. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4500 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.35 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
4.500,00 €
Fixed operating costs
4.500,00 €
Lease payments Total
49.680,00 €
Total cost
54.180,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
1,35 €
Cumulative total cost / Km
1,35 €
∅ Cost / km
0,74 €
Leasing factor
0.92
from593,81 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €