Insurance costs for the VW Tiguan II 1.5 TSI OPF URBAN SPORT DSG are quite reasonable at around 73 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 399 € / month (for use over 5 years) for the VW Tiguan II 1.5 TSI OPF URBAN SPORT DSG is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the VW Tiguan II 1.5 TSI OPF URBAN SPORT DSG trades for 38143 €, the offered vehicle has a gross list price of 61035 €.
With a lease rate of 432 € per month for a term of 48 months, the VW Tiguan offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Tiguan results in an effective leasing factor of 0.71, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
20.736,00 €
Transfer / Approval
0,00 €
Total cost
20.736,00 €
Total cost
20.736,00 €
Runtime
48 Months
Leasing rate
432,00 €
(363,03 € netto)
Effective leasing rate
432,00 €
(363,03 € netto)
Bruttolistenpreis
61.035,00 €
Leasing factor
0.71
Effective leasing rate
0.71
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 432 €, the VW Tiguan II 1.5 TSI OPF URBAN SPORT DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 150 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (61035 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.71, even the rather high cost per kilometer (0.52 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Voraussichtliche Nebenkosten
14.160,00 €
Voraussichtliche Fix + Betriebskosten über die Haltedauer
14.160,00 €
Lease payments Total
5.184,00 €
Total cost
19.344,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,52 €
Cumulative total cost / Km
0,52 €
∅ Cost / km
0,06 €
Leasing factor
0.62
from139,00 €
∅ Cost / km
0,07 €
Leasing factor
0.98
from199,00 €
∅ Cost / km
0,08 €
Leasing factor
0.28
from76,82 €