VW T-Cross 1.Generation 1.0 TSI OPF - Costs

Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF

VW T-Cross 1.Generation  1.0 TSI OPF

Find out the monthly maintenance cost for one VW T-Cross 1.Generation 1.0 TSI OPF with tax, running costs, insurance and workshop costs. If you would like to lease a VW T-Cross 1.Generation 1.0 TSI OPF, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 499 €.

With a lease term of 24 months and a monthly lease payment of 129 € with 10000 km mileage per year, there are fixed leasing costs of 3595 €. Insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.0 TSI OPF over a useful life of 5 years is 245 € per month. On average, the VW T-Cross 1.Generation 1.0 TSI OPF trades for 21550 €, the offered vehicle has a gross list price of 19490 €.

VW T-Cross 1.Generation 1.0 TSI OPF Total cost & lease factor

Calculation basis

The leasing rate is 129 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this VW T-Cross a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 499 €. Dividing the total costs (leasing costs + fixed costs = 3595 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 19490 €, you get the leasing factor. With this VW T-Cross results in an effective leasing factor of 0.77, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 24 months

3.096,00 €

Transfer / Approval

499,00 €

+

Total cost

3.595,00 €

Leasing factor

Total cost

3.595,00 €

Runtime

24 Months

÷

Leasing rate

129,00 €
(108,40 € netto)

Effective leasing rate

149,79 €
(125,87 € netto)

Bruttolistenpreis

0,00 €


Leasing factor

0.66

Effective leasing rate

0.77

VW T-Cross 1.Generation 1.0 TSI OPF Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW T-Cross 1.Generation 1.0 TSI OPF , with a monthly leasing rate of 129 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (19490 €) and the vehicle size. A plus point with this offer: the transfer and registration costs are a slim 499 € ( one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.18 € and the effective leasing factor of 0.77.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

6.307,00 €

Actual cost / Km

Fixed operating costs

6.307,00 €

Lease payments Total

3.096,00 €

+

Total cost

9.403,00 €

Total kilometers

20.000,00

÷

Cost / Km (only leasing)

0,18 €

Cumulative total cost / Km

0,18 €

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