VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) - Costs
Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang)
Insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) over a useful life of 5 years is 266 € per month. On average, the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) trades for 23922 €, the offered vehicle has a gross list price of 32665 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) Total cost & lease factor
Calculation basis
The lease payment is 370 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Cross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW T-Cross results in an effective leasing factor of 1.32, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
17.760,00 €
Transfer / Approval
0,00 €
+
Total cost
17.760,00 €
Leasing factor
Total cost
17.760,00 €
Runtime
48 Months
÷
Leasing rate
370,00 €
(310,92 € netto)
Effective leasing rate
370,00 €
(310,92 € netto)
Kaufpreis
27.991,00 €
Leasing factor
1.32
Effective leasing rate
1.32
VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 370 €, the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Cross, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (32665 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.44 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
12.384,00 €
Actual cost / Km
Fixed operating costs
12.384,00 €
Lease payments Total
17.760,00 €
+
Total cost
30.144,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,44 €
Cumulative total cost / Km
0,44 €
Price development leasing VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang)
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