VW T-Cross 1. Generation 1.0 TSI OPF - Costs
Monthly costs for VW T-Cross 1. Generation 1.0 TSI OPF
Insurance costs for the VW T-Cross 1. Generation 1.0 TSI OPF are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1. Generation 1.0 TSI OPF over a useful life of 5 years is 245 € per month. On average, the VW T-Cross 1. Generation 1.0 TSI OPF trades for 21550 €, the offered vehicle has a gross list price of 26460 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW T-Cross 1. Generation 1.0 TSI OPF Total cost & lease factor
Calculation basis
The leasing rate is 153.51 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this VW T-Cross a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 8403 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 12087.24 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 26460 €, you get the leasing factor. This VW T-Cross results in an effective leasing factor of 1.9, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Fixed costs
Leasing rates / 24 months
3.684,24 €
Transfer / Approval
8.403,00 €
+
Total cost
12.087,24 €
Leasing factor
Total cost
12.087,24 €
Runtime
24 Months
÷
Leasing rate
153,51 €
(129,00 € netto)
Effective leasing rate
503,64 €
(423,23 € netto)
Bruttolistenpreis
26.460,00 €
Leasing factor
0.58
Effective leasing rate
1.9
VW T-Cross 1. Generation 1.0 TSI OPF Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 153.51 €, the VW T-Cross 1. Generation 1.0 TSI OPF is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 130 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (26460 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 8403 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.6 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
11.403,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
11.403,00 €
Lease payments Total
1.842,12 €
+
Total cost
13.245,12 €
Total kilometers
19.992,00
÷
Cost / Km (only leasing)
0,60 €
Cumulative total cost / Km
0,60 €
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