Find out the projected monthly maintenance cost for one VW Polo VI GTI DSG with tax, running costs, insurance and workshop costs.
If you would like to lease a VW Polo VI GTI DSG, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 790 €.
With a lease term of 48 months and a monthly lease payment of 340
€ with 10000 km mileage per year, there are fixed leasing costs of 17110 €. The insurance costs for the VW Polo VI GTI DSG
are on average high with approx. 98 € per month.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI GTI DSG trades for 23950 €, the offered vehicle has a gross list price of 36654 €.
The lease payment is 340 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 790 €. Dividing the total costs (leasing costs + fixed costs = 17110 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 36654 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.97, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
16.320,00 €
Transfer / Approval
790,00 €
Total cost
17.110,00 €
Total cost
17.110,00 €
Runtime
48 Months
Leasing rate
340,00 €
(285,71 € netto)
Effective leasing rate
356,46 €
(299,55 € netto)
Bruttolistenpreis
36.654,00 €
Leasing factor
0.93
Effective leasing rate
0.97
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 340 €, the VW Polo VI GTI DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW Polo, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 124 € monthly. Added to this are insurance costs of 98 € per month, which is basically a moderate cost considering the gross list price of 36654 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 790 € (one-time). The final assessment of this offer: rather high cost per kilometer (0.43 EUR) meets a rather high effective leasing factor of 0.97. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
16.294,00 €
Fixed operating costs
16.294,00 €
Lease payments Total
16.320,00 €
Total cost
32.614,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,43 €
Cumulative total cost / Km
0,43 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €