VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) - Costs
Monthly costs for VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang)
Find out the monthly maintenance cost for the VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you would like to lease a VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang), you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1250 €.
With a lease term of 42 months and a monthly lease payment of 155
€ with 10000 km mileage per year, there are fixed leasing costs of 7899 €. Insurance costs for the VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) over a useful life of 5 years is 257 € per month. On average, the VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) trades for 23585 €, the offered vehicle has a gross list price of 22740 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) Total cost & lease factor
Calculation basis
The leasing rate is 155 € per month with a term of 42 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1389 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 7899 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 22740 €, you get the leasing factor. This VW Polo gives an effective leasing factor of 1.06, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 42 months
6.510,00 €
Transfer / Approval
1.389,00 €
+
Total cost
7.899,00 €
Leasing factor
Total cost
7.899,00 €
Runtime
42 Months
÷
Leasing rate
155,00 €
(130,25 € netto)
Effective leasing rate
188,07 €
(158,04 € netto)
Kaufpreis
17.794,00 €
Leasing factor
0.87
Effective leasing rate
1.06
VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang), with a monthly leasing rate of 155 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 119 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (22740 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1389 €. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.23 € in connection with the, however, poor effective leasing factor of 1.06 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
11.259,00 €
Actual cost / Km
Fixed operating costs
11.259,00 €
Lease payments Total
6.510,00 €
+
Total cost
17.769,00 €
Total kilometers
35.000,00
÷
Cost / Km (only leasing)
0,23 €
Cumulative total cost / Km
0,23 €
Price development leasing VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang)
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