VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) - Costs

Monthly costs for VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang)

VW Polo VI  1.0 TSI OPF IQ.Drive DSG (7-Gang)

Find out the monthly maintenance cost for one VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) with tax, running costs, insurance and workshop costs. If you are planning to lease a VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang), you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1250 €.

With a lease term of 42 months and a monthly lease payment of 142.99 € with 10000 km mileage per year, there are fixed leasing costs of 7394.58 €. The insurance costs for the VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) are on average high with approx. 78 € per month.

The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) trades for 22300 €, the offered vehicle has a gross list price of 23065 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) Total cost & lease factor

Calculation basis

The leasing rate is 142.99 € per month with a term of 42 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1389 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 7394.58 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 23065 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 1.03, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 42 months

6.005,58 €

Transfer / Approval

1.389,00 €

+

Total cost

7.394,58 €

Leasing factor

Total cost

7.394,58 €

Runtime

42 Months

÷

Leasing rate

142,99 €
(120,16 € netto)

Effective leasing rate

176,06 €
(147,95 € netto)

Kaufpreis

17.064,00 €


Leasing factor

0.84

Effective leasing rate

1.03

VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang) Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Polo VI 1.0 TSI OPF IQ.Drive DSG (7-Gang), with a monthly leasing rate of 142.99 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (23065 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1389 €. The final assessment of this offer: average cost per kilometer (0.21 €) is joined by an average effective leasing factor of 1.03 - not a real deal, but not a bad offer either.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.267,00 €

Actual cost / Km

Fixed operating costs

12.267,00 €

Lease payments Total

6.005,58 €

+

Total cost

18.272,58 €

Total kilometers

35.000,00

÷

Cost / Km (only leasing)

0,21 €

Cumulative total cost / Km

0,21 €

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