Find out the projected monthly maintenance cost for one VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you are planning to lease a VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang), you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 60 months and a monthly lease payment of 240.11
€ with 10000 km mileage per year, there are fixed leasing costs of 15396.6 €. The insurance costs for the VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang)
are on average high with approx. 78 € per month.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang) trades for 20405 €, the offered vehicle has a gross list price of 22988 €.
The lease payment is 240.11 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 15396.6 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 22988 €, you get the leasing factor. This VW Polo gives an effective leasing factor of 1.12, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 60 months
14.406,60 €
Transfer / Approval
990,00 €
Total cost
15.396,60 €
Total cost
15.396,60 €
Runtime
60 Months
Leasing rate
240,11 €
(201,77 € netto)
Effective leasing rate
256,61 €
(215,64 € netto)
Bruttolistenpreis
22.988,00 €
Leasing factor
1.04
Effective leasing rate
1.12
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 240.11 €, the VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 103 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (22988 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.31 € in connection with the, however, poor effective leasing factor of 1.12 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
16.350,00 €
Fixed operating costs
16.350,00 €
Lease payments Total
14.406,60 €
Total cost
30.756,60 €
Total kilometers
50.000,00
Cost / Km (only leasing)
0,31 €
Cumulative total cost / Km
0,31 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €