VW Polo VI 1.0 TSI Highline DSG (7-Gang) - Costs
Monthly costs for VW Polo VI 1.0 TSI Highline DSG (7-Gang)
The vehicle has only 38429 kilometers, but this may result in limited warranty coverage (manufacturer dependent). The insurance costs for the VW Polo VI 1.0 TSI Highline DSG (7-Gang)
are on average high with approx. 78 € per month.
The monthly tax is only 3 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI Highline DSG (7-Gang) trades for 19575 €, the offered vehicle has a gross list price of 25290 €.
VW Polo VI 1.0 TSI Highline DSG (7-Gang) Total cost & lease factor
Calculation basis
The lease payment is 289 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 14904 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 25290 €, you get the leasing factor. This VW Polo results in an effective leasing factor of 2.15, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
10.404,00 €
Transfer / Approval
4.500,00 €
+
Total cost
14.904,00 €
Leasing factor
Total cost
14.904,00 €
Runtime
36 Months
÷
Leasing rate
289,00 €
(242,86 € netto)
Effective leasing rate
414,00 €
(347,90 € netto)
Kaufpreis
19.250,00 €
Leasing factor
1.5
Effective leasing rate
2.15
VW Polo VI 1.0 TSI Highline DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 289 €, the VW Polo VI 1.0 TSI Highline DSG (7-Gang) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 3 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 102 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (25290 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4500 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.5 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.500,00 €
Actual cost / Km
Fixed operating costs
13.500,00 €
Lease payments Total
10.404,00 €
+
Total cost
23.904,00 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
0,50 €
Cumulative total cost / Km
0,50 €
Price development leasing VW Polo VI 1.0 TSI Highline DSG (7-Gang)
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