The insurance costs for the VW Passat B8 Variant 2.0 TDI SCR Conceptline DSG are on average high with approx. 88 € per month. The new CO2 pricing results in an increased monthly tax of 23 €. The average depreciation of the VW Passat B8 Variant 2.0 TDI SCR Conceptline DSG over a useful life of 5 years is 487 € per month. On average, the VW Passat B8 Variant 2.0 TDI SCR Conceptline DSG trades for 41511 €, the offered vehicle has a gross list price of 62179 €.
With a lease rate of 529.55 € per month for a term of 48 months, the VW Passat offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Passat results in an effective leasing factor of 1.4, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
25.418,40 €
Transfer / Approval
0,00 €
Total cost
25.418,40 €
Total cost
25.418,40 €
Runtime
48 Months
Leasing rate
529,55 €
(445,00 € netto)
Effective leasing rate
529,55 €
(445,00 € netto)
Kaufpreis
37.730,25 €
Leasing factor
1.4
Effective leasing rate
1.4
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 529.55 €, the VW Passat B8 Variant 2.0 TDI SCR Conceptline DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW Passat the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 109 € monthly, as the vehicle is very economical. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 62179 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.64 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.632,00 €
Fixed operating costs
13.632,00 €
Lease payments Total
25.418,40 €
Total cost
39.050,40 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,64 €
Cumulative total cost / Km
0,64 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €