VW Passat B8 Variant 1.5 TSI OPF Business DSG - Costs
Monthly costs for VW Passat B8 Variant 1.5 TSI OPF Business DSG
The insurance costs for the VW Passat B8 Variant 1.5 TSI OPF Business DSG
are on average high with approx. 88 € per month.
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Passat B8 Variant 1.5 TSI OPF Business DSG over a useful life of 5 years is 480 € per month. On average, the VW Passat B8 Variant 1.5 TSI OPF Business DSG trades for 42635 €, the offered vehicle has a gross list price of 55347 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Passat B8 Variant 1.5 TSI OPF Business DSG Total cost & lease factor
Calculation basis
With a lease rate of 499 € per month for a term of 48 months, the VW Passat offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3781 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 27733 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 55347 €, you get the leasing factor. With this VW Passat results in an effective leasing factor of 1.04, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
23.952,00 €
Transfer / Approval
3.781,00 €
+
Total cost
27.733,00 €
Leasing factor
Total cost
27.733,00 €
Runtime
48 Months
÷
Leasing rate
499,00 €
(419,33 € netto)
Effective leasing rate
577,77 €
(485,52 € netto)
Bruttolistenpreis
55.347,00 €
Leasing factor
0.9
Effective leasing rate
1.04
VW Passat B8 Variant 1.5 TSI OPF Business DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 499 €, the VW Passat B8 Variant 1.5 TSI OPF Business DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW Passat, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 134 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 55347 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3781 €. The final assessment of this offer: rather high cost per kilometer (0.69 EUR) meets a rather high effective leasing factor of 1.04. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
17.989,00 €
Actual cost / Km
Fixed operating costs
17.989,00 €
Lease payments Total
23.952,00 €
+
Total cost
41.941,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,69 €
Cumulative total cost / Km
0,69 €
Price development leasing VW Passat B8 Variant 1.5 TSI OPF Business DSG
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