The insurance costs for the VW ID.4 1.Generation Pro Performance (77 kWh) Max are on average high with approx. 73 € per month. The average depreciation of the VW ID.4 1.Generation Pro Performance (77 kWh) Max over a useful life of 5 years is 525 € per month. On average, the VW ID.4 1.Generation Pro Performance (77 kWh) Max trades for 60140 €, the offered vehicle has a gross list price of 78664 €.
With a lease rate of 1.041 € per month for a term of 48 months, the VW ID.4 offer is a very good deal. But is it a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW ID.4 results in an effective lease factor of 0, so it's a relatively inexpensive lease vehicle and a real lease deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
49,97 €
Transfer / Approval
0,00 €
Total cost
49,97 €
Total cost
49,97 €
Runtime
48 Months
Leasing rate
1,04 €
(0,87 € netto)
Effective leasing rate
1,04 €
(0,87 € netto)
Kaufpreis
61.336,13 €
Leasing factor
0
Effective leasing rate
0
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW ID.4 1.Generation Pro Performance (77 kWh) Max is, after all, a very affordable car from the outset with a monthly leasing rate of 1.041 €. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 100 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (78664 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months). The final assessment of this offer: The low cost per kilometer is 0 € which makes this offer a real leasing deal in relation to the very low effective leasing factor of 0.
Costs p.a. (excl. leasing)
11.904,00 €
Fixed operating costs
11.904,00 €
Lease payments Total
49,97 €
Total cost
11.953,97 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,00 €
Cumulative total cost / Km
0,00 €