With a lease rate of 589 € per month for a term of 48 months, the VW Golf offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 32772 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 67000 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 1.02, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
28.272,00 €
Transfer / Approval
4.500,00 €
Total cost
32.772,00 €
Total cost
32.772,00 €
Runtime
48 Months
Leasing rate
589,00 €
(494,96 € netto)
Effective leasing rate
682,75 €
(573,74 € netto)
Bruttolistenpreis
67.000,00 €
Leasing factor
0.88
Effective leasing rate
1.02
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 589 €, the VW Golf VIII Variant R 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue),. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4500 €. The final assessment of this offer: rather high cost per kilometer (0.82 EUR) meets a rather high effective leasing factor of 1.02. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
4.500,00 €
Fixed operating costs
4.500,00 €
Lease payments Total
28.272,00 €
Total cost
32.772,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,82 €
Cumulative total cost / Km
0,82 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €