Find out the projected monthly maintenance cost for one VW Golf VIII GTI DSG with tax, running costs, insurance and workshop costs.
If you are planning to lease a VW Golf VIII GTI DSG, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1090 €.
With a lease term of 24 months and a monthly lease payment of 276.08
€ with 10000 km mileage per year, there are fixed leasing costs of 12215.92 €. The insurance costs for the VW Golf VIII GTI DSG are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 17 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII GTI DSG over a useful life of 5 years is 419 € per month. On average, the VW Golf VIII GTI DSG trades for 41085 €, the offered vehicle has a gross list price of 43860 €.
The lease payment is 276.08 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 5590 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 12215.92 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 43860 €, you get the leasing factor. This VW Golf gives an effective leasing factor of 1.16, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 24 months
6.625,92 €
Transfer / Approval
5.590,00 €
Total cost
12.215,92 €
Total cost
12.215,92 €
Runtime
24 Months
Leasing rate
276,08 €
(232,00 € netto)
Effective leasing rate
509,00 €
(427,73 € netto)
Bruttolistenpreis
43.860,00 €
Leasing factor
0.63
Effective leasing rate
1.16
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 276.08 €, the VW Golf VIII GTI DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the VW Golf the monthly vehicle tax averages out at 17 €. In the case of the VW Golf, the monthly vehicle tax is quite favorable at 17 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 157 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 43860 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 5590 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.61 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Costs p.a. (excl. leasing)
14.158,00 €
Fixed operating costs
14.158,00 €
Lease payments Total
6.625,92 €
Total cost
20.783,92 €
Total kilometers
20.000,00
Cost / Km (only leasing)
0,61 €
Cumulative total cost / Km
0,61 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €