VW Golf VIII 1.5 TSI ACT Life - Costs

Monthly costs for VW Golf VIII 1.5 TSI ACT Life

VW Golf VIII  1.5 TSI ACT Life

Find out the projected monthly maintenance cost for the VW Golf VIII 1.5 TSI ACT Life with tax, running costs, insurance and workshop costs. If you are planning to lease a VW Golf VIII 1.5 TSI ACT Life, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 979 €.

With a lease term of 48 months and a monthly lease payment of 284 € with 10000 km mileage per year, there are fixed leasing costs of 20611 €. The insurance costs for the VW Golf VIII 1.5 TSI ACT Life are on average high with approx. 88 € per month.

The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII 1.5 TSI ACT Life over a useful life of 5 years is 321 € per month. On average, the VW Golf VIII 1.5 TSI ACT Life trades for 29650 €, the offered vehicle has a gross list price of 32037 €.

VW Golf VIII 1.5 TSI ACT Life Total cost & lease factor

Calculation basis

The lease payment is 284 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6979 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 20611 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 32037 €, you get the leasing factor. This VW Golf results in an effective leasing factor of 1.34, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

Fixed costs

Leasing rates / 48 months

13.632,00 €

Transfer / Approval

6.979,00 €

+

Total cost

20.611,00 €

Leasing factor

Total cost

20.611,00 €

Runtime

48 Months

÷

Leasing rate

284,00 €
(238,66 € netto)

Effective leasing rate

429,40 €
(360,84 € netto)

Bruttolistenpreis

32.037,00 €


Leasing factor

0.89

Effective leasing rate

1.34

VW Golf VIII 1.5 TSI ACT Life Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 284 €, the VW Golf VIII 1.5 TSI ACT Life is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Golf, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 32037 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6979 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.52 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

19.939,00 €

Actual cost / Km

Fixed operating costs

19.939,00 €

Lease payments Total

13.632,00 €

+

Total cost

33.571,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,52 €

Cumulative total cost / Km

0,52 €

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