smart fortwo 453 coupe EQ passion - Costs
Monthly costs for smart fortwo 453 coupe EQ passion
Find out the projected monthly maintenance cost for the smart fortwo 453 coupe EQ passion with tax, running costs, insurance and workshop costs. If you would like to lease a smart fortwo 453 coupe EQ passion, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €. With a lease term of 36 months and a monthly lease payment of 236.52 € with 10000 km mileage per year, there are fixed leasing costs of 11514.72 €. Insurance costs for the smart fortwo 453 coupe EQ passion are quite reasonable at around 35 € per month, especially for drivers with a high no-claims class. The average depreciation of the smart fortwo 453 coupe EQ passion over a useful life of 5 years is 201 € per month. On average, the smart fortwo 453 coupe EQ passion trades for 24440 €, the offered vehicle has a gross list price of 24855 €.
smart fortwo 453 coupe EQ passion Total cost & lease factor
Calculation basis
The lease payment is 236.52 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the smart fortwo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 11514.72 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 24855 €, you get the leasing factor. This smart fortwo results in an effective leasing factor of 1.29, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
8.514,72 €
Transfer / Approval
3.000,00 €
+
Total cost
11.514,72 €
Leasing factor
Total cost
11.514,72 €
Runtime
36 Months
÷
Leasing rate
236,52 €
(198,76 € netto)
Effective leasing rate
319,85 €
(268,78 € netto)
Kaufpreis
24.855,00 €
Leasing factor
0.95
Effective leasing rate
1.29
smart fortwo 453 coupe EQ passion Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 236.52 €, the smart fortwo 453 coupe EQ passion is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 100 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 35 € per month, which is quite a low amount but of course mainly due to the low gross list price (24855 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3000 €. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.38 € in connection with the, however, poor effective leasing factor of 1.29 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
9.336,00 €
Actual cost / Km
Fixed operating costs
9.336,00 €
Lease payments Total
8.514,72 €
+
Total cost
17.850,72 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
0,38 €
Cumulative total cost / Km
0,38 €
Price development leasing smart fortwo 453 coupe EQ passion
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