SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG - Costs
Monthly costs for SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG
Find out the projected monthly maintenance cost for one SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG with tax, running costs, insurance and workshop costs. If you are planning to lease a SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €. With a lease term of 18 months and a monthly lease payment of 401.63 € with 10000 km mileage per year, there are fixed leasing costs of 8219.34 €. Insurance costs for the SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class. The new CO2 pricing results in an increased monthly tax of 22 €. The average depreciation of the SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG over a useful life of 5 years is 439 € per month. On average, the SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG trades for 39190 €, the offered vehicle has a gross list price of 39288 €.
SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG Total cost & lease factor
Calculation basis
With a lease rate of 401.63 € per month for a term of 18 months, the SEAT Ateca offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 8219.34 €) by the number of months (for this offer: 18 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 39288 €, you get the leasing factor. This SEAT Ateca gives an effective leasing factor of 1.16, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Fixed costs
Leasing rates / 18 months
7.229,34 €
Transfer / Approval
990,00 €
+
Total cost
8.219,34 €
Leasing factor
Total cost
8.219,34 €
Runtime
18 Months
÷
Leasing rate
401,63 €
(337,50 € netto)
Effective leasing rate
456,63 €
(383,72 € netto)
Bruttolistenpreis
39.288,00 €
Leasing factor
1.02
Effective leasing rate
1.16
SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 401.63 €, the SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 18 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 22 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 163 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (39288 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.55 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 18 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
6.930,00 €
Actual cost / Km
Fixed operating costs
6.930,00 €
Lease payments Total
7.229,34 €
+
Total cost
14.159,34 €
Total kilometers
15.000,00
÷
Cost / Km (only leasing)
0,55 €
Cumulative total cost / Km
0,55 €
Price development leasing SEAT Ateca 5FP 2.0 TSI FR 4Drive DSG
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