Opel Insignia B Sports Tourer 2.0 Diesel GS Line 4x4 Automatik - Costs
Monthly costs for Opel Insignia B Sports Tourer 2.0 Diesel GS Line 4x4 Automatik
Find out the projected monthly maintenance cost for one Opel Insignia B Sports Tourer 2.0 Diesel GS Line 4x4 Automatik with tax, running costs, insurance and workshop costs.
If you are planning to lease a Opel Insignia B Sports Tourer 2.0 Diesel GS Line 4x4 Automatik, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 995 €.
With a lease term of 24 months and a monthly lease payment of 269
€ with 10000 km mileage per year, there are fixed leasing costs of 7551 €. The insurance costs for the Opel Insignia B Sports Tourer 2.0 Diesel GS Line 4x4 Automatik are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 27 €. The average depreciation of the Opel Insignia B Sports Tourer 2.0 Diesel GS Line 4x4 Automatik over a useful life of 5 years is 538 € per month. On average, the Opel Insignia B Sports Tourer 2.0 Diesel GS Line 4x4 Automatik trades for 46455 €, the offered vehicle has a gross list price of 51425 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Opel Insignia B Sports Tourer 2.0 Diesel GS Line 4x4 Automatik Total cost & lease factor
Calculation basis
The lease payment is 269 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1095 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 7551 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 51425 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 0.94, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 24 months
6.456,00 €
Transfer / Approval
1.095,00 €
+
Total cost
7.551,00 €
Leasing factor
Total cost
7.551,00 €
Runtime
24 Months
÷
Leasing rate
269,00 €
(226,05 € netto)
Effective leasing rate
314,63 €
(264,39 € netto)
Kaufpreis
33.490,00 €
Leasing factor
0.8
Effective leasing rate
0.94
Opel Insignia B Sports Tourer 2.0 Diesel GS Line 4x4 Automatik Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 269 €, the Opel Insignia B Sports Tourer 2.0 Diesel GS Line 4x4 Automatik is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 27 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 119 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 51425 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1095 €. The final assessment of this offer: average cost per kilometer (0.38 €) is joined by an average effective leasing factor of 0.94 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
9.711,00 €
Actual cost / Km
Fixed operating costs
9.711,00 €
Lease payments Total
6.456,00 €
+
Total cost
16.167,00 €
Total kilometers
20.000,00
÷
Cost / Km (only leasing)
0,38 €
Cumulative total cost / Km
0,38 €
Price development leasing Opel Insignia B Sports Tourer 2.0 Diesel GS Line 4x4 Automatik
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