The insurance costs for the KIA Niro DE e- (64 kWh) Spirit are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher.
As a result of the tax benefits for electric cars, the vehicle tax will no longer apply until December 31, 2025. On average, the KIA Niro DE e- (64 kWh) Spirit trades for 44790 €, the offered vehicle has a gross list price of 47590 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 309 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the KIA Niro? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6294 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 24834 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 47590 €, you get the leasing factor. With this KIA Niro results in an effective leasing factor of 0.87, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 60 months
18.540,00 €
Transfer / Approval
6.294,00 €
Total cost
24.834,00 €
Total cost
24.834,00 €
Runtime
60 Months
Leasing rate
309,00 €
(259,66 € netto)
Effective leasing rate
413,90 €
(347,82 € netto)
Bruttolistenpreis
47.590,00 €
Leasing factor
0.65
Effective leasing rate
0.87
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 309 €, the KIA Niro DE e- (64 kWh) Spirit is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . Since the KIA Niro is still tax-advantaged up to and including 2025, the motor vehicle tax does not apply until then. The cost of operating the vehicle, an electric car, so the cost of electricity. amount to just 92 € monthly, as the vehicle is very economical. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 47590 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6294 €. The final assessment of this offer: Considering the good effective leasing factor of 0.87, even the rather high cost per kilometer (0.99 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
25.794,00 €
Fixed operating costs
25.794,00 €
Lease payments Total
18.540,00 €
Total cost
44.334,00 €
Total kilometers
24.960,00
Cost / Km (only leasing)
0,99 €
Cumulative total cost / Km
0,99 €