Find out the projected monthly maintenance cost for one Fiat 500 F1A e Cabrio Passion with tax, running costs, insurance and workshop costs. If you would like to lease a Fiat 500 F1A e Cabrio Passion, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €. With a lease term of 48 months and a monthly lease payment of 219 € with 10000 km mileage per year, there are fixed leasing costs of 11702 €. The insurance costs for the Fiat 500 F1A e Cabrio Passion are on average high with approx. 73 € per month. The average depreciation of the Fiat 500 F1A e Cabrio Passion over a useful life of 5 years is 290 € per month. On average, the Fiat 500 F1A e Cabrio Passion trades for 32060 €, the offered vehicle has a gross list price of 30990 €.
The lease payment is 219 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Fiat 500? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1190 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 11702 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 30990 €, you get the leasing factor. With this Fiat 500 results in an effective leasing factor of 0.79, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
10.512,00 €
Transfer / Approval
1.190,00 €
Total cost
11.702,00 €
Total cost
11.702,00 €
Runtime
48 Months
Leasing rate
219,00 €
(184,03 € netto)
Effective leasing rate
243,79 €
(204,87 € netto)
Bruttolistenpreis
30.990,00 €
Leasing factor
0.71
Effective leasing rate
0.79
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 219 €, the Fiat 500 F1A e Cabrio Passion is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 87 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (30990 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1190 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.29 € and the effective leasing factor of 0.79.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
11.222,00 €
Fixed operating costs
11.222,00 €
Lease payments Total
10.512,00 €
Total cost
21.734,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,29 €
Cumulative total cost / Km
0,29 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from209,90 €
∅ Cost / km
0,22 €
Leasing factor
0.51
from149,00 €
∅ Cost / km
0,22 €
Leasing factor
0.51
from149,00 €