With a lease rate of 419 € per month for a term of 48 months, the CUPRA Formentor offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this CUPRA Formentor results in an effective leasing factor of 0.77, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
20.112,00 €
Transfer / Approval
0,00 €
Total cost
20.112,00 €
Total cost
20.112,00 €
Runtime
48 Months
Leasing rate
419,00 €
(352,10 € netto)
Effective leasing rate
419,00 €
(352,10 € netto)
Bruttolistenpreis
54.360,00 €
Leasing factor
0.77
Effective leasing rate
0.77
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 419 €, the CUPRA Formentor 1.Generation VZ 2.0 TSI DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue),. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.77, even the rather high cost per kilometer (0.5 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
0,00 €
Fixed operating costs
0,00 €
Lease payments Total
20.112,00 €
Total cost
20.112,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,50 €
Cumulative total cost / Km
0,50 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €