CUPRA Ateca 1.Generation 2.0 TSI Edition VZ 4Drive DSG - Costs

Monthly costs for CUPRA Ateca 1.Generation 2.0 TSI Edition VZ 4Drive DSG

CUPRA Ateca 1.Generation  2.0 TSI Edition VZ 4Drive DSG

The insurance costs for the CUPRA Ateca 1.Generation 2.0 TSI Edition VZ 4Drive DSG are on average high with approx. 97 € per month.

The new CO2 pricing results in an increased monthly tax of 28 €. The average depreciation of the CUPRA Ateca 1.Generation 2.0 TSI Edition VZ 4Drive DSG over a useful life of 5 years is 524 € per month. On average, the CUPRA Ateca 1.Generation 2.0 TSI Edition VZ 4Drive DSG trades for 50285 €, the offered vehicle has a gross list price of 45688 €.

CUPRA Ateca 1.Generation 2.0 TSI Edition VZ 4Drive DSG Total cost & lease factor

Calculation basis

With a lease rate of 499 € per month for a term of 60 months, the CUPRA Ateca offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 60 months

29.940,00 €

Transfer / Approval

0,00 €

+

Total cost

29.940,00 €

Leasing factor

Total cost

29.940,00 €

Runtime

60 Months

÷

Leasing rate

499,00 €
(419,33 € netto)

Effective leasing rate

499,00 €
(419,33 € netto)

Kaufpreis

41.480,00 €


Leasing factor

1.2

Effective leasing rate

1.2

CUPRA Ateca 1.Generation 2.0 TSI Edition VZ 4Drive DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 499 €, the CUPRA Ateca 1.Generation 2.0 TSI Edition VZ 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . For the CUPRA Ateca the monthly vehicle tax is rather high at 28 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 198 € monthly. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 45688 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.6 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

25.920,00 €

Actual cost / Km

Fixed operating costs

25.920,00 €

Lease payments Total

29.940,00 €

+

Total cost

55.860,00 €

Total kilometers

49.980,00

÷

Cost / Km (only leasing)

0,60 €

Cumulative total cost / Km

0,60 €

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