CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG - Costs

Monthly costs for CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG

CUPRA Ateca 1.Generation  2.0 TSI 4Drive DSG

The insurance costs for the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG are on average high with approx. 97 € per month.

The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG over a useful life of 5 years is 494 € per month. On average, the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG trades for 46141 €, the offered vehicle has a gross list price of 50900 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG Total cost & lease factor

Calculation basis

The lease payment is 345 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the CUPRA Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this CUPRA Ateca results in an effective leasing factor of 0.68, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 24 months

8.280,00 €

Transfer / Approval

0,00 €

+

Total cost

8.280,00 €

Leasing factor

Total cost

8.280,00 €

Runtime

24 Months

÷

Leasing rate

345,00 €
(289,92 € netto)

Effective leasing rate

345,00 €
(289,92 € netto)

Bruttolistenpreis

50.900,00 €


Leasing factor

0.68

Effective leasing rate

0.68

CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 345 €, the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the CUPRA Ateca the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 180 € monthly. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 50900 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.68, even the rather high cost per kilometer (0.41 €) no longer seems problematic - this offer is a good deal!.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

9.504,00 €

Actual cost / Km

Fixed operating costs

9.504,00 €

Lease payments Total

8.280,00 €

+

Total cost

17.784,00 €

Total kilometers

19.992,00

÷

Cost / Km (only leasing)

0,41 €

Cumulative total cost / Km

0,41 €

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