The insurance costs for the Citroen C5 Aircross 1.Generation Hybrid 225 Stop&Start Shine Pack e-EAT8 are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 3 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Citroen C5 Aircross 1.Generation Hybrid 225 Stop&Start Shine Pack e-EAT8 over a useful life of 5 years is 395 € per month. On average, the Citroen C5 Aircross 1.Generation Hybrid 225 Stop&Start Shine Pack e-EAT8 trades for 44780 €, the offered vehicle has a gross list price of 45790 €.
The lease payment is 319 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Citroen C5 Aircross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Citroen C5 Aircross gives an effective leasing factor of 1.1, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
11.484,00 €
Transfer / Approval
0,00 €
Total cost
11.484,00 €
Total cost
11.484,00 €
Runtime
36 Months
Leasing rate
319,00 €
(268,07 € netto)
Effective leasing rate
319,00 €
(268,07 € netto)
Kaufpreis
29.067,23 €
Leasing factor
1.1
Effective leasing rate
1.1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 319 €, the Citroen C5 Aircross 1.Generation Hybrid 225 Stop&Start Shine Pack e-EAT8 is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the Citroen C5 Aircross, the monthly vehicle tax is very low at 3 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount only 116 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 45790 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.77 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
11.448,00 €
Fixed operating costs
11.448,00 €
Lease payments Total
11.484,00 €
Total cost
22.932,00 €
Total kilometers
14.976,00
Cost / Km (only leasing)
0,77 €
Cumulative total cost / Km
0,77 €
∅ Cost / km
0,74 €
Leasing factor
0.92
from593,81 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €