BMW X5 G05/F95 xDrive30d M Sportpaket Steptronic Sport - Costs

Monthly costs for BMW X5 G05/F95 xDrive30d M Sportpaket Steptronic Sport

BMW X5 G05/F95  xDrive30d M Sportpaket Steptronic Sport

Find out the projected monthly maintenance cost for one BMW X5 G05/F95 xDrive30d M Sportpaket Steptronic Sport with tax, running costs, insurance and workshop costs. If you would like to lease a BMW X5 G05/F95 xDrive30d M Sportpaket Steptronic Sport, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.

With a lease term of 48 months and a monthly lease payment of 975 € with 10000 km mileage per year, there are fixed leasing costs of 47790 €. The insurance costs for the BMW X5 G05/F95 xDrive30d M Sportpaket Steptronic Sport are extremely high at around 198 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The new CO2 pricing results in an increased monthly tax of 43 €. The high average depreciation of the BMW X5 G05/F95 xDrive30d M Sportpaket Steptronic Sport amounting to 1000 € per month (for use over 5 years) is due not least to the high gross list price of 104382 €. On average, the BMW X5 G05/F95 xDrive30d M Sportpaket Steptronic Sport trades for 97130 €, the offered vehicle has a gross list price of 104382 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

BMW X5 G05/F95 xDrive30d M Sportpaket Steptronic Sport Total cost & lease factor

Calculation basis

The leasing rate is 975 € per month with a term of 48 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW X5 is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 47790 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 104382 €, you get the leasing factor. This BMW X5 gives an effective leasing factor of 1.11, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 48 months

46.800,00 €

Transfer / Approval

990,00 €

+

Total cost

47.790,00 €

Leasing factor

Total cost

47.790,00 €

Runtime

48 Months

÷

Leasing rate

975,00 €
(819,33 € netto)

Effective leasing rate

995,63 €
(836,66 € netto)

Kaufpreis

89.900,00 €


Leasing factor

1.08

Effective leasing rate

1.11

BMW X5 G05/F95 xDrive30d M Sportpaket Steptronic Sport Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 975 €, the BMW X5 G05/F95 xDrive30d M Sportpaket Steptronic Sport is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the BMW X5 the monthly vehicle tax is very high at 43 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount to 138 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 198 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 104382 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.19 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

28.014,00 €

Actual cost / Km

Fixed operating costs

28.014,00 €

Lease payments Total

46.800,00 €

+

Total cost

74.814,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

1,19 €

Cumulative total cost / Km

1,19 €

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