BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic - Costs

Monthly costs for BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic

BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic

Find out the monthly maintenance cost for one BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic with tax, running costs, insurance and workshop costs. If you would like to lease a BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 42 months and a monthly lease payment of 368 € with 10000 km mileage per year, there are fixed leasing costs of 15456 €. The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic are extremely high at around 214 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The monthly tax is only 18 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic trades for 52950 €, the offered vehicle has a gross list price of 71500 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic Total cost & lease factor

Calculation basis

The lease payment is 368 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 4er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this BMW 4er-Reihe results in an effective leasing factor of 0.9, therefore it is a good value leasing vehicle and a good leasing deal.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 42 months

15.456,00 €

Transfer / Approval

0,00 €

+

Total cost

15.456,00 €

Leasing factor

Total cost

15.456,00 €

Runtime

42 Months

÷

Leasing rate

368,00 €
(309,24 € netto)

Effective leasing rate

368,00 €
(309,24 € netto)

Kaufpreis

40.940,00 €


Leasing factor

0.9

Effective leasing rate

0.9

BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 368 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW 4er-Reihe the monthly vehicle tax averages out at 18 €. In the case of the BMW 4er-Reihe, the monthly vehicle tax is quite favorable at 18 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 142 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 214 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 71500 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.44 EUR) meets a rather high effective leasing factor of 0.9. You should only accept this offer if you want this car from this dealer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

20.412,00 €

Actual cost / Km

Fixed operating costs

20.412,00 €

Lease payments Total

15.456,00 €

+

Total cost

35.868,00 €

Total kilometers

35.000,00

÷

Cost / Km (only leasing)

0,44 €

Cumulative total cost / Km

0,44 €

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