The vehicle has only 30962 kilometers, but this may result in limited warranty coverage (manufacturer dependent). The insurance costs for the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe M Sport xDrive Steptronic (DKG) are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 14 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe M Sport xDrive Steptronic (DKG) over a useful life of 5 years is 485 € per month. On average, the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe M Sport xDrive Steptronic (DKG) trades for 46700 €, the offered vehicle has a gross list price of 38800 €.
The lease payment is 335.65 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 2er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this BMW 2er-Reihe results in an effective leasing factor of 0.87, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
16.111,20 €
Transfer / Approval
0,00 €
Total cost
16.111,20 €
Total cost
16.111,20 €
Runtime
48 Months
Leasing rate
335,65 €
(282,06 € netto)
Effective leasing rate
335,65 €
(282,06 € netto)
Kaufpreis
38.800,00 €
Leasing factor
0.87
Effective leasing rate
0.87
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 335.65 €, the BMW 2er-Reihe F22/F23/F44/F87 220i Gran Coupe M Sport xDrive Steptronic (DKG) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the BMW 2er-Reihe, the monthly vehicle tax is quite favorable at 14 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 144 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 38800 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.87, even the rather high cost per kilometer (0.4 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
16.752,00 €
Fixed operating costs
16.752,00 €
Lease payments Total
16.111,20 €
Total cost
32.863,20 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,40 €
Cumulative total cost / Km
0,40 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €