The insurance costs for the VW Touran II 2.0 TDI SCR BMT Highline DSG
are on average high with approx. 98 € per month.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Touran II 2.0 TDI SCR BMT Highline DSG trades for 37550 €, the offered vehicle has a gross list price of 50780 €.
With a lease rate of 605.71 € per month for a term of 48 months, the VW Touran offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Touran gives an effective leasing factor of 1.19, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
29.074,08 €
Transfer / Approval
0,00 €
Total cost
29.074,08 €
Total cost
29.074,08 €
Runtime
48 Months
Leasing rate
605,71 €
(509,00 € netto)
Effective leasing rate
605,71 €
(509,00 € netto)
Bruttolistenpreis
50.780,00 €
Leasing factor
1.19
Effective leasing rate
1.19
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 605.71 €, the VW Touran II 2.0 TDI SCR BMT Highline DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW Touran the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 99 € monthly, as the vehicle is very economical. Added to this are insurance costs of 98 € per month, which is basically a moderate cost considering the gross list price of 50780 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.73 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
14.544,00 €
Fixed operating costs
14.544,00 €
Lease payments Total
29.074,08 €
Total cost
43.618,08 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,73 €
Cumulative total cost / Km
0,73 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €