The insurance costs for the VW Tiguan II Allspace 2.0 TDI SCR Elegance 4MOTION DSG are on average high with approx. 81 € per month. The new CO2 pricing results in an increased monthly tax of 32 €. The average depreciation of the VW Tiguan II Allspace 2.0 TDI SCR Elegance 4MOTION DSG over a useful life of 5 years is 555 € per month. On average, the VW Tiguan II Allspace 2.0 TDI SCR Elegance 4MOTION DSG trades for 52190 €, the offered vehicle has a gross list price of 62995 €.
With a lease rate of 629 € per month for a term of 48 months, the VW Tiguan offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Tiguan results in an effective leasing factor of 1, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
30.192,00 €
Transfer / Approval
0,00 €
Total cost
30.192,00 €
Total cost
30.192,00 €
Runtime
48 Months
Leasing rate
629,00 €
(528,57 € netto)
Effective leasing rate
629,00 €
(528,57 € netto)
Bruttolistenpreis
62.995,00 €
Leasing factor
1
Effective leasing rate
1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 629 €, the VW Tiguan II Allspace 2.0 TDI SCR Elegance 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW Tiguan the monthly vehicle tax is quite high at 32 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 141 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 81 € per month, which is basically a moderate cost considering the gross list price of 62995 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.76 EUR) meets a rather high effective leasing factor of 1. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
16.128,00 €
Fixed operating costs
16.128,00 €
Lease payments Total
30.192,00 €
Total cost
46.320,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,76 €
Cumulative total cost / Km
0,76 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €