The insurance costs for the VW Tiguan II 2.0 TSI Join 4MOTION DSG (7-Gang)
are on average high with approx. 98 € per month.
The monthly tax is only 15 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Tiguan II 2.0 TSI Join 4MOTION DSG (7-Gang) trades for 38400 €, the offered vehicle has a gross list price of 61195 €.
With a lease rate of 469 € per month for a term of 48 months, the VW Tiguan offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6024 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 28536 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 61195 €, you get the leasing factor. With this VW Tiguan results in an effective leasing factor of 0.97, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
22.512,00 €
Transfer / Approval
6.024,00 €
Total cost
28.536,00 €
Total cost
28.536,00 €
Runtime
48 Months
Leasing rate
469,00 €
(394,12 € netto)
Effective leasing rate
594,50 €
(499,58 € netto)
Bruttolistenpreis
61.195,00 €
Leasing factor
0.77
Effective leasing rate
0.97
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 469 €, the VW Tiguan II 2.0 TSI Join 4MOTION DSG (7-Gang) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW Tiguan the monthly vehicle tax averages out at 15 €. In the case of the VW Tiguan, the monthly vehicle tax is quite favorable at 15 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 146 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 98 € per month, which is basically a moderate cost considering the gross list price of 61195 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6024 €. The final assessment of this offer: rather high cost per kilometer (0.71 EUR) meets a rather high effective leasing factor of 0.97. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
22.920,00 €
Fixed operating costs
22.920,00 €
Lease payments Total
22.512,00 €
Total cost
45.432,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,71 €
Cumulative total cost / Km
0,71 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €