The insurance costs for the VW T-Roc 1.Generation R 4MOTION DSG are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the VW T-Roc 1.Generation R 4MOTION DSG over a useful life of 5 years is 521 € per month. On average, the VW T-Roc 1.Generation R 4MOTION DSG trades for 49210 €, the offered vehicle has a gross list price of 61316 €.
With a lease rate of 575.96 € per month for a term of 48 months, the VW T-Roc offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW T-Roc results in an effective leasing factor of 0.94, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
27.646,08 €
Transfer / Approval
0,00 €
Total cost
27.646,08 €
Total cost
27.646,08 €
Runtime
48 Months
Leasing rate
575,96 €
(484,00 € netto)
Effective leasing rate
575,96 €
(484,00 € netto)
Bruttolistenpreis
61.316,00 €
Leasing factor
0.94
Effective leasing rate
0.94
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 575.96 €, the VW T-Roc 1.Generation R 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW T-Roc the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 179 € monthly. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 61316 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.69 EUR) meets a rather high effective leasing factor of 0.94. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
19.296,00 €
Fixed operating costs
19.296,00 €
Lease payments Total
27.646,08 €
Total cost
46.942,08 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,69 €
Cumulative total cost / Km
0,69 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €