VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG - Costs
Monthly costs for VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG
Insurance costs for the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG over a useful life of 5 years is 380 € per month. On average, the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG trades for 35334 €, the offered vehicle has a gross list price of 48590 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG Total cost & lease factor
Calculation basis
The lease payment is 350 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 5042 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 21842 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 48590 €, you get the leasing factor. This VW T-Roc gives an effective leasing factor of 1.17, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
16.800,00 €
Transfer / Approval
5.042,00 €
+
Total cost
21.842,00 €
Leasing factor
Total cost
21.842,00 €
Runtime
48 Months
÷
Leasing rate
350,00 €
(294,12 € netto)
Effective leasing rate
455,04 €
(382,39 € netto)
Kaufpreis
38.990,00 €
Leasing factor
0.9
Effective leasing rate
1.17
VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 350 €, the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 138 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (48590 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 5042 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.55 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
18.242,00 €
Actual cost / Km
Fixed operating costs
18.242,00 €
Lease payments Total
16.800,00 €
+
Total cost
35.042,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,55 €
Cumulative total cost / Km
0,55 €
Price development leasing VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT Style DSG
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