VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line DSG - Costs
Monthly costs for VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line DSG
Insurance costs for the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line DSG over a useful life of 5 years is 415 € per month. On average, the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line DSG trades for 39090 €, the offered vehicle has a gross list price of 52854 €.
VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line DSG Total cost & lease factor
Calculation basis
The lease payment is 379 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW T-Roc results in an effective leasing factor of 0.85, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 24 months
9.096,00 €
Transfer / Approval
0,00 €
+
Total cost
9.096,00 €
Leasing factor
Total cost
9.096,00 €
Runtime
24 Months
÷
Leasing rate
379,00 €
(318,49 € netto)
Effective leasing rate
379,00 €
(318,49 € netto)
Kaufpreis
44.611,01 €
Leasing factor
0.85
Effective leasing rate
0.85
VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 379 €, the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 138 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (52854 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.85, even the rather high cost per kilometer (0.45 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
6.624,00 €
Actual cost / Km
Fixed operating costs
6.624,00 €
Lease payments Total
9.096,00 €
+
Total cost
15.720,00 €
Total kilometers
19.992,00
÷
Cost / Km (only leasing)
0,45 €
Cumulative total cost / Km
0,45 €
Price development leasing VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line DSG
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