VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF Style - Costs

Monthly costs for VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF Style

VW T-Roc 1.Generation  Cabriolet 1.0 TSI OPF Style

Insurance costs for the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF Style are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF Style over a useful life of 5 years is 362 € per month. On average, the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF Style trades for 32450 €, the offered vehicle has a gross list price of 28600 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF Style Total cost & lease factor

Calculation basis

The lease payment is 209 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW T-Roc results in an effective leasing factor of 0.73, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

10.032,00 €

Transfer / Approval

0,00 €

+

Total cost

10.032,00 €

Leasing factor

Total cost

10.032,00 €

Runtime

48 Months

÷

Leasing rate

209,00 €
(175,63 € netto)

Effective leasing rate

209,00 €
(175,63 € netto)

Bruttolistenpreis

28.600,00 €


Leasing factor

0.73

Effective leasing rate

0.73

VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF Style Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 209 €, the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF Style is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 131 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (28600 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.25 € and the effective leasing factor of 0.73.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.624,00 €

Actual cost / Km

Fixed operating costs

12.624,00 €

Lease payments Total

10.032,00 €

+

Total cost

22.656,00 €

Total kilometers

39.984,00

÷

Cost / Km (only leasing)

0,25 €

Cumulative total cost / Km

0,25 €

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