VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE - Costs

Monthly costs for VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE

VW T-Roc 1.Generation  Cabriolet 1.0 TSI OPF ACTIVE

Find out the projected monthly maintenance cost for the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE with tax, running costs, insurance and workshop costs. If you would like to lease a VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 60 months and a monthly lease payment of 268.56 € with 10000 km mileage per year, there are fixed leasing costs of 16113.6 €. Insurance costs for the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE over a useful life of 5 years is 379 € per month. On average, the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE trades for 34285 €, the offered vehicle has a gross list price of 22688 €.

VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE Total cost & lease factor

Calculation basis

The lease payment is 268.56 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW T-Roc results in an effective leasing factor of 1.41, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 60 months

16.113,60 €

Transfer / Approval

0,00 €

+

Total cost

16.113,60 €

Leasing factor

Total cost

16.113,60 €

Runtime

60 Months

÷

Leasing rate

268,56 €
(225,68 € netto)

Effective leasing rate

268,56 €
(225,68 € netto)

Kaufpreis

19.065,55 €


Leasing factor

1.41

Effective leasing rate

1.41

VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 268.56 €, the VW T-Roc 1.Generation Cabriolet 1.0 TSI OPF ACTIVE is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 131 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (22688 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.32 € in connection with the, however, poor effective leasing factor of 1.41 are strong indications that this is a less good offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

15.780,00 €

Actual cost / Km

Fixed operating costs

15.780,00 €

Lease payments Total

16.113,60 €

+

Total cost

31.893,60 €

Total kilometers

50.000,00

÷

Cost / Km (only leasing)

0,32 €

Cumulative total cost / Km

0,32 €

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