VW T-Roc 1.Generation 2.0 TSI OPF Sport 4MOTION DSG - Costs
Monthly costs for VW T-Roc 1.Generation 2.0 TSI OPF Sport 4MOTION DSG
The insurance costs for the VW T-Roc 1.Generation 2.0 TSI OPF Sport 4MOTION DSG
are on average high with approx. 81 € per month.
The monthly tax is only 17 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Roc 1.Generation 2.0 TSI OPF Sport 4MOTION DSG over a useful life of 5 years is 403 € per month. On average, the VW T-Roc 1.Generation 2.0 TSI OPF Sport 4MOTION DSG trades for 36696 €, the offered vehicle has a gross list price of 50020 €.
VW T-Roc 1.Generation 2.0 TSI OPF Sport 4MOTION DSG Total cost & lease factor
Calculation basis
With a lease rate of 468 € per month for a term of 36 months, the VW T-Roc offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW T-Roc gives an effective leasing factor of 1.19, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
16.848,00 €
Transfer / Approval
0,00 €
+
Total cost
16.848,00 €
Leasing factor
Total cost
16.848,00 €
Runtime
36 Months
÷
Leasing rate
468,00 €
(393,28 € netto)
Effective leasing rate
468,00 €
(393,28 € netto)
Kaufpreis
39.207,00 €
Leasing factor
1.19
Effective leasing rate
1.19
VW T-Roc 1.Generation 2.0 TSI OPF Sport 4MOTION DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 468 €, the VW T-Roc 1.Generation 2.0 TSI OPF Sport 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the VW T-Roc the monthly vehicle tax averages out at 17 €. In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 17 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 158 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 81 € per month, which is basically a moderate cost considering the gross list price of 50020 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.56 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
11.592,00 €
Actual cost / Km
Fixed operating costs
11.592,00 €
Lease payments Total
16.848,00 €
+
Total cost
28.440,00 €
Total kilometers
29.988,00
÷
Cost / Km (only leasing)
0,56 €
Cumulative total cost / Km
0,56 €
Price development leasing VW T-Roc 1.Generation 2.0 TSI OPF Sport 4MOTION DSG
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