The insurance costs for the VW T-Roc 1.Generation 1.5 TSI OPF ACT
are on average high with approx. 73 € per month.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Roc 1.Generation 1.5 TSI OPF ACT trades for 23700 €, the offered vehicle has a gross list price of 35340 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 292.74 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 15051.52 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 35340 €, you get the leasing factor.
Leasing rates / 48 months
14.051,52 €
Transfer / Approval
1.000,00 €
Total cost
15.051,52 €
Total cost
15.051,52 €
Runtime
48 Months
Leasing rate
292,74 €
(246,00 € netto)
Effective leasing rate
313,57 €
(263,50 € netto)
Bruttolistenpreis
35.340,00 €
Leasing factor
0.83
Effective leasing rate
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 292.74 €, the VW T-Roc 1.Generation 1.5 TSI OPF ACT is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 114 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (35340 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1000 €.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
14.392,00 €
Fixed operating costs
14.392,00 €
Lease payments Total
14.051,52 €
Total cost
28.443,52 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,38 €
Cumulative total cost / Km
0,38 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €