
The insurance costs for the VW T-Roc 1.Generation 1.5 TSI OPF ACT Style 4MOTION DSG
are on average high with approx. 73 € per month.
The monthly tax is only 16 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Roc 1.Generation 1.5 TSI OPF ACT Style 4MOTION DSG trades for 30000 €, the offered vehicle has a gross list price of 44825 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 369 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3360 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 21072 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 44825 €, you get the leasing factor. With this VW T-Roc results in an effective leasing factor of 0.98, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
17.712,00 €
Transfer / Approval
3.360,00 €
Total cost
21.072,00 €
Total cost
21.072,00 €
Runtime
48 Months
Leasing rate
369,00 €
(310,08 € netto)
Effective leasing rate
439,00 €
(368,91 € netto)
Bruttolistenpreis
44.825,00 €
Leasing factor
0.82
Effective leasing rate
0.98
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 369 €, the VW T-Roc 1.Generation 1.5 TSI OPF ACT Style 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW T-Roc the monthly vehicle tax averages out at 16 €. In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 16 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 131 € per month, since the vehicle of course also wants to be moved in accordance with its status. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (44825 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3360 €. The final assessment of this offer: rather high cost per kilometer (0.53 EUR) meets a rather high effective leasing factor of 0.98. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
17.856,00 €
Fixed operating costs
17.856,00 €
Lease payments Total
17.712,00 €
Total cost
35.568,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,53 €
Cumulative total cost / Km
0,89 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €
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