The insurance costs for the VW T-Roc 1.Generation 1.5 TSI OPF ACT Style 4MOTION DSG
are on average high with approx. 73 € per month.
The monthly tax is only 16 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Roc 1.Generation 1.5 TSI OPF ACT Style 4MOTION DSG trades for 30000 €, the offered vehicle has a gross list price of 38835 €.
The lease payment is 399 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW T-Roc results in an effective leasing factor of 1.03, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
19.152,00 €
Transfer / Approval
0,00 €
Total cost
19.152,00 €
Total cost
19.152,00 €
Runtime
48 Months
Leasing rate
399,00 €
(335,29 € netto)
Effective leasing rate
399,00 €
(335,29 € netto)
Bruttolistenpreis
38.835,00 €
Leasing factor
1.03
Effective leasing rate
1.03
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 399 €, the VW T-Roc 1.Generation 1.5 TSI OPF ACT Style 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW T-Roc the monthly vehicle tax averages out at 16 €. In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 16 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 131 € per month, since the vehicle of course also wants to be moved in accordance with its status. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (38835 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.48 EUR) meets a rather high effective leasing factor of 1.03. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
14.496,00 €
Fixed operating costs
14.496,00 €
Lease payments Total
19.152,00 €
Total cost
33.648,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,48 €
Cumulative total cost / Km
0,48 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €