The insurance costs for the VW T-Roc 1.Generation 1.0 TSI OPF IQ.Drive
are on average high with approx. 73 € per month.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Roc 1.Generation 1.0 TSI OPF IQ.Drive trades for 26240 €, the offered vehicle has a gross list price of 29315 €.
The lease payment is 236.81 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW T-Roc results in an effective leasing factor of 0.81, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 36 months
8.525,16 €
Transfer / Approval
0,00 €
Total cost
8.525,16 €
Total cost
8.525,16 €
Runtime
36 Months
Leasing rate
236,81 €
(199,00 € netto)
Effective leasing rate
236,81 €
(199,00 € netto)
Bruttolistenpreis
29.315,00 €
Leasing factor
0.81
Effective leasing rate
0.81
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 236.81 €, the VW T-Roc 1.Generation 1.0 TSI OPF IQ.Drive is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the VW T-Roc, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 115 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (29315 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.28 € and the effective leasing factor of 0.81.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
9.972,00 €
Fixed operating costs
9.972,00 €
Lease payments Total
8.525,16 €
Total cost
18.497,16 €
Total kilometers
29.988,00
Cost / Km (only leasing)
0,28 €
Cumulative total cost / Km
0,28 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €