Insurance costs for the VW T-Roc 1. Generation Cabriolet 1.5 TSI OPF ACT Style DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Roc 1. Generation Cabriolet 1.5 TSI OPF ACT Style DSG over a useful life of 5 years is 380 € per month. On average, the VW T-Roc 1. Generation Cabriolet 1.5 TSI OPF ACT Style DSG trades for 35334 €, the offered vehicle has a gross list price of 56645 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 323 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Roc? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW T-Roc results in an effective lease factor of 0.57, so it's a relatively inexpensive lease vehicle and a real lease deal.
Leasing rates / 48 months
15.504,00 €
Transfer / Approval
0,00 €
Total cost
15.504,00 €
Total cost
15.504,00 €
Runtime
48 Months
Leasing rate
323,00 €
(271,43 € netto)
Effective leasing rate
323,00 €
(271,43 € netto)
Bruttolistenpreis
56.645,00 €
Leasing factor
0.57
Effective leasing rate
0.57
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 323 €, the VW T-Roc 1. Generation Cabriolet 1.5 TSI OPF ACT Style DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 147 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (56645 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months). The final assessment of this offer: The cost per kilometer of 0.39 €, which is classified as average, combined with the very low effective leasing factor of 0.57, make this offer a real leasing deal!.
Voraussichtliche Nebenkosten
3.408,00 €
Voraussichtliche Fix + Betriebskosten über die Haltedauer
3.408,00 €
Lease payments Total
3.876,00 €
Total cost
7.284,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,39 €
Cumulative total cost / Km
0,39 €
∅ Cost / km
0,06 €
Leasing factor
0.62
from139,00 €
∅ Cost / km
0,07 €
Leasing factor
0.98
from199,00 €
∅ Cost / km
0,08 €
Leasing factor
0.28
from76,82 €